FAQs = Frequently Asked Questions

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How does an engineered home compare to conventional housing construction?

By law, a home must be built to certain construction and safety standards. While building codes vary depending on your state, county or town. Those standards have to be met or exceed by any form of residential construction. That fact applies for engineered homes as well as conventional 'site building.'

There are also homes that are built to federal pre-emptive standards, and that federal building code applies to certain engineered or factory-built homes. That federal performance based code is by law similar to other types of house construction, but tends to be greener (less waste, more energy efficient, etc.) and lower in cost due to savings in time, labor and other costs due to production line efficiency.

So-called 'site built' houses are today mostly done with components that are built in a factory. Cabinets, doors, windows, siding, bricks, roofing, floor covering, lumber, utility lines and more all a made in plants and transported to a job site. Engineered homes may be taken to a job site in pre-fabricated panels, modules or sections for more rapidly assembly and completion on location.

Engineered home building has tighter tolerances and often more structural strength than the older, typical conventional style of house building.

How popular are engineered homes?

In 2012, all forms of engineered homes are expected to total 829,000 new starts world wide. January 2012 statistics indicate that a significant part of the engineered home market in the U.S. is rising at the rate of 40% over the previous year. Some American experts believe that engineered homes will become the dominate form of new U.S. housing construction within a decade.

How do engineered homes compare to mobile homes?

By law, there have been no mobile homes built since June 14, 1976. So while engineered homes may be built in a factory, there is often very little quality or durability comparison between modern engineered homes versusthe often unregulated construction that mobile homes represented. There are no 'new' mobile homes. But you do have new engineered homes being built routinely in the U.S. and world-wide.

How do you finance an engineered home?

You typically have the same financing options as conventional house loans. There may also be special financing options available in your area not available for conventional housing.

Depending on your location, be it rural, small town, suburban or urban, financing options may include:

  • No down payment lending.
  • Low down payment lending (3.5 to 5% down, with competitive interest rates, depending on credit and other factors).
  • Conventional conforming and non-conforming mortgages and home only lending.
  • Loan programs and financing plans change, so get complete details on lending from your home consultant or your choice of lenders.

How do I see a home and learn more?

Call your local engineered home builder at one of these numbers:
Local: 618-709-4027
Toll Free: 888-525-4524

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